Pay and Get Paid, lightning fast, worldwide

Borderless bank account for international employees, freelancers and contractors

Move money anywhere you want - to your bank account, crypto wallet, or hold it in your Crema wallet.

Fast-forward paydays or invoices, access a credit line and so much more.

Fast-forward paydays or invoices, access a credit line and so much more.

Cash ATM in Argentina

Someone got Paid in Peru

Meet your Crema card.
Spend without borders in 181 countries. Insane exchange rates are a thing of the past.

ATM withdrawals

If cash is your thing

Go International 🌎 Enjoy your financial freedom! 👀

Great companies back and use Crema to pay their international workforce.

What is Crema?
Crema is a payments solution 100% made for independent professionals. With Crema, you get flexible payment options, an escrow option, service provider contracts, the Crema Collection System (TM), and an awesome community of peers that are on the same journey as you.
Who is Crema for?
Crema is for freelancers: creators, makers, and independent professionals who like to live worry free, and have smooth operations. If you hate charging your clients, following up on late payments, and want help in getting the money you rightly earned, then Crema is for you. Also, if you have a lot of international clients you came to the right place!
How much does it cost?
Crema takes a 2% commission on each transaction.
The commission includes 100% flexible payment schedules, escrow option, automatic service provider contracts to keep you safe and away from funny business, and the Crema Collection System™.